Log in

No account? Create an account
13 January 2010 @ 06:08 am
So I still haven't had word on the house but even if I do get it, I might have to say no because the lender hadn't included my car payment when calculating the payments and everything and including it puts my debt ratio too high. I could get a cosigner but that still wouldn't lower my payments. I could just get creative and have no life or I could get a second job...and have no life.

Either way, it looks like the house that I want would pretty much take up all my money. So I asked my realtor to take me to a couple more today that are less expensive, smaller, but just as nice.

I'm kind of hoping someone wanted that house more than I did so I don't find out that I got the house I wanted and then have to say no. That'll suck.
Feeling: frustratedfrustrated
Charlottedharkapparition on January 13th, 2010 03:19 pm (UTC)
Sorry to hear that! The disappointment is hard, but at least you have a realistic understanding of your finances. Many people would go ahead and get the house and wail and moan when they lose it.
Dani: BriJus *glomp*umbralillium on January 13th, 2010 05:27 pm (UTC)
Demonaazraelz_angel on January 13th, 2010 10:57 pm (UTC)
*big frowny face* That stinks! I'm sorry that you got attached to a house and then found out that you couldn't realistically afford it.

*hugs* But I'm confident there are other houses out there in a more affordable price range that you will fall in love with.
Saturnsatyrnfive on January 14th, 2010 04:59 am (UTC)
Let me tell you from personal experience...don't let yourself become house poor.

The one thing you can count on with owning a house is unexpected expenses and you don't want to be in a position where you can't handle that random thing that *will* happen. Not that it's still not great to have an awesome place that's all yours. :) You need a place to keep your stuff after all. lol.